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 Halifax
Halifax merged with the Bank of Scotland in September 2001 to form the Edinburgh-based HBOS (Halifax Bank of Scotland) Group. After the move, HBOS had 22 million customers, assets of over £400 billion and ‘a relationship with two out of every five households in the UK’. This has made it a major player in the UK financial services market and a formidable challenge to all other high street banks. |
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- 0% for 10 months on balance transfers made in the first 90 days
- 0% for 10 months on new purchases
- A typical rate of 15.9% APR (variable)
- A handling fee of 3% applies for each balance transfer
- Cover against online fraud when purchasing on the Internet
- Card replacement if lost
- Additional Cards available
- Around the clock service
- Choice of 5 card colours - Black, Pink, Red, White and Blue
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- Take a few minutes to apply online (new window) for an instant decision (in most circumstances).
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% APR* |
10 months* |
15.9% APR (variable)* |
No Annual Fee* |
0% for 10 months* |
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* When you click on the " Apply Here " button you
can read the latest credit card terms and conditions.
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